State regulators have the most impact on fintechs. In this guide, we explain how to navigate state regulations and interact with state regulators.
If you work in fintech, you may have heard the phrase “money transmitter.” If you handle and send money for others, it’s important to know the basics of money transmission licenses (MTLs). But MTLs are actually a subset of “money services businesses” or MSBs. If a fintech isn’t
In this guide, we provide guidance on how to build a compliance organization from scratch, covering everything from staffing to responsibilities.
AML laws require fintechs to have programs and tools in place to detect/prevent money laundering. This explainer helps you navigate what’s needed.
Gift cards and promotional cards are like prepaid cards that come pre-loaded with a specific amount of money. In this blog, we explain how these cards are regulated.
If you’re issuing cards, you’ve likely heard about prepaid cards. But why are so many fintechs offering these products? And why is the prepaid card market valued at over $1.73 trillion?
In this blog, we break down the EFTA and Regulation E for fintechs. These are federal laws that protect consumers when they transfer funds electronically.